Internet Banking Security
With proper safety measures in place, your Internet Banking transactions remain confidential and safe. The following measures have been taken to ensure your privacy:
Secure Access and Verifying User Authenticity
Unique ID and Password - In order to access you Internet Banking Account(s), you must enter a unique User ID and Passwoed. In addition to your User ID and Password, we utilize Dual Authentication to monitor the Internet Protocol address of the computer you use to access your Internet Banking Account. Should you utilize a different computer, you must successfully answer some security questions that you have previously responded to.
Account "Pseudo" names - Internet Banking does not display your account numbers over the Internet. Instead we allow you to choose a "pseudo name" for each of your accounts. For example, Home Checking, Judy's Savings, etc. Never use the legal name on the account(s) or the account numbers as the "pseudo name".
Automatic log-off - If you are logged on to our Internet Banking Service but do not use it for 10 minutes, you will not be able to proceed until you "re-log" onto the system.
Password "lockout" system - To keep unauthorized individuals from accessing your account by guessing your password, we have instituted a password lockout system. If your password is entered incorrectly three consecutive times, the user is "locked out" of the system until the bank verifies the identity of the user.
Secure Data Transfer
Encryption - The latest encryption technology ensures that your confidential account information cannot be accessed by another party. Encryption is a way to rewrite something in a code, which can be decoded later with the right "key." When you request information about your accounts, the information is sent across the web in an encrypted format to our Internet Banking Service. We decode your request and send the requested information back to you in an encrypted format. When the information reaches you, it is decoded so that you, and no one else, can read it.
Router and Firewall
Other Security Measures - In addition to the above safeguards, sophisticated firewalls and an authentication process ensure that only authorized individuals are allowed to enter our system.
How You Can Protect Your Internet Security
While our Internet Banking Service works to protect your banking privacy, you will also play an important role in protecting your accounts. There are a number of steps you can take to ensure that your Internet Banking account(s) information is protected, including:
- Keep your passwords to yourself. Create a unique password that is not a proper name, address, birth date or otherwise easily guessed.
- Change your password frequently. The system will require you to change your password every 180 days.
- Remain at your computer until your Internet Banking transactions are completed and log out. Log out of Internet Banking prior to visiting other Internet sites.
- If you notice suspicious or unusual activity on your Internet Banking accounts, please call 303.680.1600.
Always Use the Most Current WEB Browser available and keep your security patches up to date
ALWAYS install and maintain a commercially available Anti-Virus software that includes screening for malware, trojans, key-loggers and other malicious code. It is YOUR responsibility to protect your computer from the threats on the Internet.
When sending any information online this site automatically switches to a secure mode. This is evident by the "https" that will appear in the url as opposed to "http." If you are using Internet Explorer you will see a locked padlock at the bottom of your screen when you are in a secure mode and an unlocked padlock when you are in an insecure mode.