• Notice of Online Banking & Debit Card Downtimes

    Beginning Friday, April 25th, at 7:00 PM through Sunday April 27th , Centennial Bank will be performing maintenance on our systems. During this time, you will be unable to access the online banking system. In addition, our Debit cards may experience periods of decline. Thank you for your patience during this time. Please contact us with any questions or concerns.


Mortgage Lending

Buying a home is an experience filled with excitement and anticipation. You've taken great care to find the home that's right for you. Now, let the mortgage experts at Centennial Bank help you assess the mortgage loan that best fits your financial situation.

Whether you're a first-time homebuyer or an experienced investor, we offer competitive programs to meet your unique needs and goals on the path to homeownership. We also specialize in providing the best solutions if you want to refinance your existing mortgage loan. Our experts will guide you through every step of the loan process; providing a smooth and stress-free experience and the valuable advice that really makes a difference. 

When you are ready to buy a home or refinance your existing mortgage loan, trust the experienced mortgage team at Centennial Bank. We're here to help you find a solution for your home buying needs!

The Centennial Bank mortgage group has access to the best mortgage loan products in the industry. Our loans are underwritten with state-of-the-art mortgage technology, thus streamlining the loan application process and providing faster approvals with fewer issues or unnecessary delays. We also have an in-house underwriter, for any portfolio product, to provide processing, underwriting and funding support - making your transaction as seamless as possible.

 

We finance:

  • Owner-occupied Residential Loans
  • Non-owner occupied Residential Loans
  • Second or Vacation Homes
  • 1-4 Family Unit Properties

 

Our diverse, flexible mortgage options include:

  • Conventional Financing
  • FHA / VA
  • Jumbo
  • Investment Property

 

Conventional Loans

  • Purchases or refinances
  • 1-4 family units
  • Fixed-rate and adjustable-rate mortgages available

 

FHA Loans:

  • Government insured/guaranteed loans
  • FHA mortgage loans have maximum loan limits that vary depending on the average cost of housing in a given region. Our loan consultants will provide you with details specific to your transaction.
  • Available for purchases or refinances
  • Down-payment funds can be gifted or borrowed against a secure asset

 

VA Loans:

Government insured/guaranteed loans

  • VA guarantee allows eligible veterans to purchase a home with no down payment and up to 100% financing

 

Jumbo Loans:

Loans that exceed the conforming loan limit

  • Fixed-rate and adjustable-rate mortgages available
  • Primary residences and second homes

 

Investment Property Loans:

Loans for one to four family rental properties

  • Purchases

All loans are subject to credit, income and employment approvals.
Please see a Mortgage Loan Originator for further details.

 

Our Mortgage Team

When it comes to real estate financing, our residential lending team has unrivaled knowledge and expertise. They utilize their extensive knowledge of the mortgage industry to provide you with an experience that is built on mutual respect, accountability and trust. As local experts, we are familiar with the ever-changing real estate market in your  area. Our dedicated, knowledgeable loan consultants and their team promise the highest possible customer care and personalized service.

 

Boulder & Downtown Denver

Mike Jacobs
MLO NMLS #995477 Bank NMLS #401640
303.643.3501
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Breckenridge

Robert Kieber
MLO NMLS #289610 Bank NMLS #401640
970.855.0504
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Edwards & Vail

Gregory L. Gordon
MLO NMLS #259624 Bank NMLS #401640
970.855.0712

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southeast denver

Jose Trujillo
MLO NMLS #773743 Bank NMLS #401640
303.855.0733
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Steamboat Springs

Mike Knezevich
MLO NMLS #773729 Bank NMLS #401640
970.855.0554
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winter park

Mark Sheeley
MLO NMLS #773728 Bank NMLS #401640
970.855.07006
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  • Notice of Online Banking & Debit Card Downtimes

    Beginning Friday, April 25th, at 7:00 PM through Sunday April 27th , Centennial Bank will be performing maintenance on our systems. During this time, you will be unable to access the online banking system. In addition, our Debit cards may experience periods of decline. Thank you for your patience during this time. Please contact us with any questions or concerns.