Identity Theft

The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know may have experienced some form of identity theft. Identity theft occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. Identity theft is serious. Centennial Bank provides you with information about preventing Identity Theft and what to do if you have become a victim.

Identity Theft Protection

Centennial Bank is committed to safeguarding your personal and financial information. We have implemented strict policies and procedures to ensure your banking transactions are processed safely and securely. However, we encourage you to take additional precautions to help prevent thieves from acquiring your identity.

Tips to prevent identity theft

  • Never send confidential information via unsecured email
  • Change your passwords regularly and use a mix of numbers and characters
  • Never share your passwords with anyone
  • Protect your PIN at ATMs and point-of-purchase terminals
  • Shred all personal documents and unwanted mail
  • Monitor your bank and credit card transactions
  • Verify the identity of any company or individual requesting personal information by phone, mail, or email
  • Review your credit report from Experian, Equifax, and TransUnion at least once a year

Request a free credit report

The Fair Credit Reporting Act allows you to receive a free credit report on an annual basis. Request yours through

Want more information?

Learn more about how to avoid identity theft and what to do if your identity is stolen by visiting:

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