Internet Banking Security:

With proper safety measures in place, your Internet Banking transactions remain confidential and safe. The following measures have been taken to ensure your privacy:

Secure access and Verifying User Authenticity:

Unique ID and Personal Identification Number (PIN) - In order to access you Internet Banking Account(s), you must enter a unique User ID and PIN. In addition to your User ID and PIN, we utilize Dual Authentication to monitor the Internet Protocol address of the computer you use to access your Internet Banking Account. Should you utilize a different computer, you must successfully answer some security questions that you have previously responded to.

Account "Pseudo" names - Internet Banking does not display your account numbers over the Internet. Instead we allow you to choose a "pseudo name" for each of your accounts. For example, Home Checking, Judy's Savings, etc. Never use the legal name on the account(s) or the account numbers as the "pseudo name".

Automatic log-off - If you are logged on to our Internet Banking Service but do not use it for 10 minutes, you will not be able to proceed until you "re-log" onto the system.

PIN "lockout" system - To keep unauthorized individuals from accessing your account by guessing your PIN, we have instituted a PIN lockout system. If your PIN is entered incorrectly three consecutive times, the user is "locked out" of the system until the bank verifies the identity of the user.

Secure Data Transfer:

Encryption - The latest encryption technology ensures that your confidential account information cannot be accessed by another party. Encryption is a way to rewrite something in a code, which can be decoded later with the right "key." When you request information about your accounts, the information is sent across the web in an encrypted format to our Internet Banking Service. We decode your request and send the requested information back to you in an encrypted format. When the information reaches you, it is decoded so that you, and no one else, can read it.

Router and Firewall:

Other Security Measures - In addition to the above safeguards, sophisticated firewalls and an authentication process ensure that only authorized individuals are allowed to enter our system.

How you can protect your Internet security?

While our Internet Banking Service works to protect your banking privacy, you will also play an important role in protecting your accounts. There are a number of steps you can take to ensure that your Internet Banking account(s) information is protected, including:

• Keep your PIN to yourself. Create a unique PIN that is not a proper name, address, birth date or otherwise easily guessed.
• Change your PIN frequently. The system will require you to change your PIN every 90 days.
• Remain at your computer until your Internet Banking transactions are completed and log out. Log out of Internet Banking prior to visiting other Internet sites
• If you notice suspicious or unusual activity on your Internet Banking accounts, please call (303) 680-1600.

Always Use the Most Current WEB Browser available and keep your security patches up to date.

ALWAYS install and maintain a commercially available Anti-Virus software that includes screening for malware, trojans, key-loggers and other malicious code. It is YOUR responsibility to protect your computer from the threats on the Internet.

When sending any information online this site automatically switches to a secure mode. This is evident by the "https" that will appear in the url as opposed to "http." If you are using Internet Explorer you will see a locked padlock at the bottom of your screen when you are in a secure mode and an unlocked padlock when you are in an insecure mode.

Hyperlink Policy
Centennial Bank has no control over the information at any site hyperlinked to or from this site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and/or security policies of Centennial Bank. Centennial Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, guarantee, verification or monitoring by Centennial Bank of any information in any hyperlinked site. In no event shall Centennial Bank be responsible for your use of a hyperlinked site.

2.20.12 Centennial Bank to open Boulder branch on Feb. 28. Read more.

Denver, CO (February 13, 2012) – Centennial Bank announces the addition of three new members to its staff, including Charles Holmes, David Mariea and Courtney Gimeno.

Business Advice: Improving Accounts Receivable

Every business owner wants to increase efficiency for their business, reduce costs and increase profits. By expediting the collection of a company’s receivables, Lockbox Services can meet these goals for your business!

By transferring the work of processing and depositing your daily accounts receivables to the bank, you will eliminate the need for staff to manage the deposit process and provide greater audit control. This also allows for deposits being made more expediently with faster collection of receivables, resulting in improved cash flow. There are many different forms of Lockbox Services available that will meet the needs of low to high volume businesses—yet all result in allowing a business owner to focus on what matters most, growing their business!

Click here to read “When Does a Lockbox Make Sense?” by Jill Heap, Chief Deposit Officer for Centennial Bank.