What you should know... We recognize our obligation to keep information about you secure and confidential.  It's important for you to know that we collect and use various types of information to service your accounts and to help Centennial Bank better understand your needs. The types of "Customer Information" we collect are... Information you provided to us on applications and through other means, such as  your assets, income and other debt. Information about your transactions and account experience with Centennial Bank, such as your account balance, payment history, parties to transactions or information about our communication with you. Information from a consumer report, such as information regarding your credit worthiness or credit history. Information from other outside sources regarding your employment, credit or other relationships or verifying representations made by you, such as your employment history, loan balances or your property insurance coverage. We use this information about you... For identification purposes to protect you and your accounts against fraud. To make credit decisions. To identify additional products or services that may help meet your needs or result in added savings or convenience for you. To help us identify and mitigate potential risks or losses to Centennial Bank. Only in accordance with the principles set out in this policy. **************** Our commitment to you... Centennial Bank will not sell or transfer Customer Information.  Centennial Bank will disclose Customer Information ONLY as permitted or required by law.  Additionally, Centennial Bank will disclose any information which you request and authorize in writing. **************** How we protect the confidentiality of your information... Access to your personally identifiable financial information is limited to authorized employees with a specific business reason for utilizing this data.  Our employees have been trained to protect the confidentiality and security of your account information.  We also maintain physical, electronic, and procedural security safeguards that comply with federal standards in order to guard and protect information about your account. Our customers... are our greatest asset.  Thank you for allowing us to provide for all of your banking needs.   Please Note... It is our policy to not share Customer Information except as permitted or required by law. Therefore, NO ACTION IS REQUIRED ON YOUR PART.  Should you have any questions or comments, please feel free to contact us at (303) 680-1600 or write us at: Centennial Bank Attn: Privacy Officer 13700 E. Arapahoe Road Centennial, CO 80112