Consumer Term Loans
Finance a new vehicle with a personal term loan from Centennial Bank. Simplified application, prompt decision making and flexible terms make obtaining a personal loan quick and efficient. Stock or Certificate of Deposit secured loans are also available for other personal borrowing needs.

Consumer Real Estate Loans
When it’s time to purchase or refinance your personal residence or vacation home, Centennial Bank will make the application process as simple as possible. Both short term bridge loans and longer term real estate loans with flexible amortizations and fixed monthly payments are available.

Home Equity Lines of Credit
Make your hard-earned equity work for you. Use the equity in your home to secure a revolving line of credit at a competitive rate of interest. For your convenience, loan repayment terms are flexible, ranging from two to five years. Repay your loan all at once or over time. Either way, your home equity line of credit is there when you need it.

Ready Reserve Line of Credit
A Ready Reserve Line of credit attached to your checking account provides a safety net for unexpected overdrafts. This flexible line of credit automatically advances funds into your checking account as needed. Or, when you know that there is a future requirement for additional funds, you may transfer funds from your line into your checking account at your convenience.

* Credit application and approval required for all loan products. Please contact a Centennial Bank loan associate for details. Terms, conditions and fees may apply.

2.20.12 Centennial Bank to open Boulder branch on Feb. 28. Read more.

Denver, CO (February 13, 2012) – Centennial Bank announces the addition of three new members to its staff, including Charles Holmes, David Mariea and Courtney Gimeno.

Business Advice: Improving Accounts Receivable

Every business owner wants to increase efficiency for their business, reduce costs and increase profits. By expediting the collection of a company’s receivables, Lockbox Services can meet these goals for your business!

By transferring the work of processing and depositing your daily accounts receivables to the bank, you will eliminate the need for staff to manage the deposit process and provide greater audit control. This also allows for deposits being made more expediently with faster collection of receivables, resulting in improved cash flow. There are many different forms of Lockbox Services available that will meet the needs of low to high volume businesses—yet all result in allowing a business owner to focus on what matters most, growing their business!

Click here to read “When Does a Lockbox Make Sense?” by Jill Heap, Chief Deposit Officer for Centennial Bank.