Business Internet Banking^
Safety, security and convenience are key to your business banking relationship. The Centennial Bank internet banking product for businesses provides you with the tools you need to manage your accounts in a secure and convenient manner. You can customize the internet banking product to fit the specific banking requirements of your business. Once it is set up for your business, our team of Treasury Management experts will conduct training for your staff and demonstrate the full functionality associated with the internet banking product.

Merchant Processing
Let Centennial Bank process and manage the credit card payments your business receives from clients. The bank has established operating agreements with two full service merchant processing companies that provide a full array of merchant services. Pricing is very competitive and settlement takes place within two days of purchase, in most cases. You can choose to own or lease processing equipment for your business or utilize internet software for processing.

Business Debit and Credit Cards^^
Whether you prefer to access your checking account with a debit card or use a credit card for business purchases, Centennial Bank has a card for you. Visa® Debit and Credit cards facilitate the purchase of supplies and services and the management of travel expenses. Individual limits can be established for each user and monthly statements include stub-accounting and consolidated reporting.

Business Line of Credit
A Business Line of Credit lets your business weather cyclical sales fluctuations, tight cash flow situations and business emergencies. A Centennial Bank Business Line of Credit, with flexible terms and competitive rates of interest, offers you flexibility when you need it. Prequalification is required.

*Please ask our Treasury Management experts for details on all analysis account products and services. Agreement is required.

**Not FDIC insured. Funds in the Investment Sweep Account are insured with Bank investment securities such as U.S. Treasury Obligations.

^Internet Banking Agreement required. Please ask our Treasury Management experts for details.

^^With approved credit application.

2.20.12 Centennial Bank to open Boulder branch on Feb. 28. Read more.

Denver, CO (February 13, 2012) – Centennial Bank announces the addition of three new members to its staff, including Charles Holmes, David Mariea and Courtney Gimeno.

Business Advice: Improving Accounts Receivable

Every business owner wants to increase efficiency for their business, reduce costs and increase profits. By expediting the collection of a company’s receivables, Lockbox Services can meet these goals for your business!

By transferring the work of processing and depositing your daily accounts receivables to the bank, you will eliminate the need for staff to manage the deposit process and provide greater audit control. This also allows for deposits being made more expediently with faster collection of receivables, resulting in improved cash flow. There are many different forms of Lockbox Services available that will meet the needs of low to high volume businesses—yet all result in allowing a business owner to focus on what matters most, growing their business!

Click here to read “When Does a Lockbox Make Sense?” by Jill Heap, Chief Deposit Officer for Centennial Bank.